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The lesser of two - the short sale
Charleston South Carolina Real Estate A short sale is a sale that occurs where the closing price is less than the balance owed on the seller's mortgage and the seller will not be making up the difference to satisfy the mortgage. A short sale can result Read More...

Posted Friday, October 02, 2009 3:01 PM by Chris DeLoach, ABR, SFR, BIC | 0 Comments

Risky business
With all the talk in the media about defaults and foreclosures, it’s not a bad idea to have an understanding of how loans are issued and how banks are protected when they issue loans. I t is getting harder to get a loan – even for well qualified Read More...

Posted Wednesday, March 12, 2008 11:24 AM by Chris DeLoach, ABR, SFR, BIC | 0 Comments

It's not your mortgage
Let’s first eliminate a common misunderstanding. Banks do not GIVE mortgages. If you have a home with a mortgage, the bank owns the mortgage. How did they get it? You GAVE it to them. Most people say that they are going to get a mortgage when in Read More...

Posted Wednesday, March 12, 2008 10:57 AM by Chris DeLoach, ABR, SFR, BIC | 0 Comments

Scuttled: mortgage company sinks closing
I was involved in the situation recently that illustrates how important it really is to use the right lender. If you have ever been under the impression that a pre-approval letter is a guarantee that a lender will issue a loan, read on. Two months ago Read More...

Posted Friday, January 26, 2007 8:50 AM by Chris DeLoach, ABR, SFR, BIC | 0 Comments